How It Works
Getting the funds you need is quick and easy. Here's our simple process from application to funding.
1
Submit Your Request
Fill out our secure, mobile-friendly online form in minutes from anywhere in Memphis.
2
Connect With Lenders
We ping our network to find a Tennessee-licensed lender willing to work with your situation.
3
Review & Accept
Carefully read your lender's rates, terms, and conditions before electronically signing.
4
Receive Your Funds
If approved, funds are typically deposited into your checking account as soon as the next business day.
Basic Requirements
Be at least 18 years old
Reside in Tennessee
Have a valid checking account
Show proof of steady income
Possess a valid email and phone number
What You'll Need
- Government-issued ID
- Recent pay stub or income proof
- Bank account details (routing and account numbers)
Common Uses
Unexpected medical bills or prescription costs
Emergency auto repairs (brakes, tires, transmission)
Urgent home repairs (plumbing, HVAC)
Bridging income gaps between paychecks
Avoiding utility shut-off notices or late fees