Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders. We do not make lending decisions, fund loans, or determine rates and terms.
APR Disclosure: APR varies by lender and state. Traditional Tennessee payday loans may carry APRs up to 460%, while Flex loans may carry effective APRs up to 279%. Your lender will provide full disclosures.
Credit Check Notice: Lenders in our network may perform credit checks or verify your information through alternative databases (like Clarity or DataX). Submitting a form does not guarantee loan approval.
State Information: Tennessee residents are subject to state regulations governing deferred presentment services and flex loans. The maximum payday loan amount is $500. Rollovers are strictly prohibited. Flex loans are capped at a $4,000 outstanding balance.
State Regulations: Tennessee tightly regulates short-term lending. Payday loans are limited to a 31-day maximum term with no rollovers allowed. Flex loans require minimum monthly payments of at least 3% of the outstanding principal balance.